Creating your last will and testament is one of the most important steps you can take to protect your family, your assets, and your wishes. Yet many people hesitate simply because they fear the expense. So, how much does a will cost? The truth is that will-making options range widely—from completely free to more than a thousand dollars—depending on the method you choose.

In this comprehensive guide, we break down How much does a will cost? 6 options and their prices, helping you understand each method, its benefits, limitations, and the ideal choice based on your needs.

What Determines the Cost of Creating a Will?

Before exploring your options, it’s important to understand why prices vary. Several factors influence how much it costs to make a will, including:

• The complexity of your estate

• Whether you use a DIY or attorney-assisted method

• State-specific legal requirements

• Your need for updates or revisions

• Additional support or guidance

Fortunately, making a will is more affordable and accessible today than ever before. Below are the six primary methods available, ranked from the least expensive to the most costly.

1. Free Online Will Makers

Cost: $0

If you’re on a budget but still want a legally valid will, using a free online will-maker is the most accessible option. Modern online tools are designed to guide you step-by-step, helping you create a structured, compliant document at no cost.

Why This Option Works

• Fully customized to your situation

• Legally valid in all 50 states

• Quick—most take less than 20 minutes

• No legal jargon

• No handwritten errors

While free will platforms are safe and reliable, always choose reputable providers. Some “free” online sites sell your data or require calls with insurance agents. Review privacy policies and user testimonials before entering personal information.

2. Handwritten (Holographic) Wills

Cost: Free

A handwritten will can feel like the simplest option, but it’s often the riskiest. Known as holographic wills, these documents are handwritten and signed entirely by you.

Drawbacks of a Handwritten Will

• Often difficult to validate in court

• Illegal in some states

• Frequently contain unclear or contradictory wording

• Easily challenged by family members

• Not suitable for people with complex assets

Although free, holographic wills may create more problems than they solve. They’re generally unsuitable unless you have no other option.

3. Printable Will Templates and Forms

Cost: $5 – $30+

Printable will templates found online seem appealing due to their low cost. These documents provide a basic fill-in-the-blank format.

What to Know Before Using Templates

• They offer minimal customization

• Many don’t comply with state-specific laws

• You must ensure correct signing and witnessing

• Some sites require payment before download

• Errors can void your will entirely

These templates can be helpful for very simple estates but lack the flexibility needed for personalized planning.

4. DIY Will Kits

Cost: $15 – $50

DIY will kits sold at retailers like Walmart or Amazon provide basic instructions and templates. These kits are affordable but tend to be cookie-cutter solutions.

Pros

• Low cost

• Easy to buy

• Helpful for straightforward asset distribution

Cons

• Poor customization

• Risk of legal invalidation

• Often require handwriting portions, creating risk of error

DIY kits work best for individuals with extremely simple estates and no special conditions.

5. Paid Online Will Providers

Cost: $50 – $300

Paid online platforms offer guided digital tools that help you generate a more detailed and legally compliant will. These platforms often include extra features such as:

• Secure digital storage

• Attorney-approved templates

• Optional add-ons, like power of attorney documents

Key Advantages

• Much cheaper than a lawyer

• Faster than traditional estate planning

• Easy to update

• Professional-grade structure

However, most platforms charge extra for revisions. For those needing regular updates, this can become costly over time.

6. Hiring an Estate Attorney

Cost: $300 – $1,500+

The most reliable and comprehensive way to create a will is by hiring an estate lawyer. If you have complex assets—such as multiple properties, a business, or blended family relationships—this option offers expert guidance.

Why Lawyers Cost More

1. Location: Attorneys in big cities charge more due to higher living costs.

2. Estate Complexity: More assets require more time and planning.

3. Fee Structure:

   • Flat fees: $300 – $1,000

   • Hourly fees: $100 – $400+ per hour

When You Should Hire a Lawyer

• You own significant assets

• Your family dynamics are complicated

• You want a living trust in addition to your will

• You need tax planning or business succession support

While expensive, a lawyer can prevent costly legal battles after your passing.

Is It Legal to Make a Will Without a Lawyer?

Yes—absolutely. Under U.S. law, you have the right to create your own will. As long as:

• You’re mentally competent

• You follow your state’s signing and witnessing rules

• Your document clearly expresses your intentions

Your DIY will is fully legal.

Which Will-Making Option Is Best for You?

Choosing the right option depends on your estate, goals, and budget.

Most Affordable and Easy Option

A free online will-maker is ideal for individuals with simple estates who want a legally binding document without cost.

Best for Peace of Mind

A paid online provider gives you more control and customization at a modest price.

Best for Complex Situations

Hiring an estate attorney ensures detailed, expert-backed planning, particularly for large estates.

Smart Hybrid Approach

You can create your draft online first, then take it to a lawyer. This can reduce consultation time and lower legal fees.

Final Thoughts: How Much Does a Will Cost?

So, how much does a will cost? Ultimately, your needs determine your price. Whether you prefer a free DIY will, a paid digital tool, or an estate attorney, there’s an option for every budget. What matters most is taking the step to secure your legacy and protect the people you love.

If affordability is your concern, remember that creating a will today is easier, faster, and more accessible than ever. The important thing is to start now—your future self and your family will thank you.